WHO WE ARE

Reef Insurance Consultants is an independent Short Term Insurance Broker with offices in Gauteng and Kwa-Zulu Natal. We serve a national client base, offering specialist risk assessment, asset protection, and liability cover to both commercial businesses and private clients. Our approach emphasizes personal contact, customized products, fast response times, and service excellence.

What We Do

You get face to face, personalised, professional service where guidance is given on essential business & personal cover, together with a range of optional additional policies and extensions which are appropriate to your risk and give you flexibility of choice.

What We Stand For

At Reef, the payment of a claim is the fulfillment of a promise of peace of mind made to a client. The critically important claims process is professionally managed by Reef to ensure that valid claims are paid promptly.

What We Believe In

Reef believes in doing business in a professional and creative manner and uplifting the integrity image and reputation of the insurance industry. We believe in customised products, fast response times and service excellence.

What Makes Us Different

We understand that insurance exists to indemnify you against financial loss. We avoid gimmicks which discourage you from making valid claims and we make sure that you have the information you need to choose the cover that is right for you.

WHY CHOOSE REEF

An insurance Professional with experience in your industry along with the “perfect match” insurance products, assumes full responsibility for your insurance affairs.
Your risk exposure is meticulously examined and optimum, tailor made solutions are devised to isolate you from the consequences of loss, damage and liability.
Each Reef client has a custom designed policy to match the unique exposures each faces.
Reef has a claims settlement authority with some insurers, which speeds up the claims payments process.

Innovations aimed at cost savings and cover enhancements are introduced wherever possible.
Informative monthly reports, tracking policy changes in line with the dynamics of your business and providing detailed analysis of individual premiums per policy item, are issued ahead of premium collections and invoicing.
A support team provides back up to ensure uninterrupted service continuity.
A range of exclusive risk transferring options and extensions are available to fine tune your policy.